The clearest place to start after separation. Map income, child support, kids costs, legal pressure, housing, and savings so you can see what stability actually looks like.
Don't optimise yet — just get clear. Map every dollar in and out so you know exactly what you're working with before making any decisions.
This month at a glance
Spent 0%Surplus 0%
Surplus
—
after everything
Take-Home
—
after tax & super
Total Out
—
all expenses & CS
Separation Load
—
CS + kids monthly
Runway
—
if income stopped
Transition costs
One-off separation costs
Lump-sum payments — legal, mediation, setting up the new place. Tracked separately from your monthly budget so they don't distort cash flow.
Spent so far
$0 / $0 budgeted
Add transition cost
A category for tracking lump-sum, irregular costs.
Add payment
Log a payment against this category.
Financial position
Stabilise
Gross Salary—
FTB / Other Income—
Tax & Medicare—
Super (SGC 12%)—
Take-Home Pay—
Child Support Out—
Kids Costs—
Housing & Fixed—
Personal & Subs—
Savings—
Surplus—
CSA estimator
Estimated child support
$0/mo
Estimate will show whether you pay or receive.
This is an estimate based on a simplified model. Your actual assessment may differ based on your specific circumstances. Always verify your figure using the official Services Australia child support calculator or speak to a CSA-registered adviser.
Estimator stays editable for scenario testing.
Phase guide
Set your phase above to see guidance for where you are in the journey.