Start here. Add your take-home pay, then your regular costs. Rough numbers are fine. Everything saves on this device.Add your numbers →
This month at a glance
Surplus
—
after everything
Take-Home
—
after tax & super
Total Out
—
all expenses & CS
Separation Load
—
CS + kids monthly
Runway
—
if income stopped
Bills and due dates
What’s due next
Add bills with due dates, like rent, rego or insurance. Today will remind you when they’re coming up.
Financial position
Stabilise
Gross Salary
—
FTB / Other Income
—
Tax & Medicare
—
Super (SGC 12%)
—
Take-Home Pay
—
Child Support Out
—
Kids Costs
—
Housing & Fixed
—
Personal & Subs
—
Savings
—
Surplus
—
CSA estimator
ATI isn’t your salary. It’s taxable income plus items such as reportable super contributions, reportable fringe benefits, foreign income and net investment losses. Yours starts from the salary in your budget. What counts
Estimated child support
$0/mo
Estimate will show whether you pay or receive.
Basic formula with 2026 rates. It handles one case between two parents with the same care for every child. It doesn’t cover other dependent children, multiple cases, non-parent carers, court orders, child support agreements or change of assessment decisions, and assumes Services Australia hasn’t decided the fixed rate shouldn’t apply. Always verify your figure using the official Services Australia child support calculator or speak to a CSA-registered adviser.
Estimator stays editable for scenario testing.
Phase guide
Set your phase above to see guidance for where you are in the journey.
Separation costs
Legal, mediation, moving and setting up. Tracked apart from your monthly budget.
Transition costs
Separation Costs
Lump-sum payments — legal, mediation, setting up the new place. Tracked separately from your monthly budget so they don't distort cash flow.
Spent so far
$0
/ $0 budgeted